carol_parker
carol_parker
@carol_parker
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Topics: 0 / Replies: 14
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RE: Why does getting a mortgage feel like applying for a secret agent job?

I swear, the first time I bought a house, I half-expected the underwriter to ask for a DNA sample just to verify my identity. The level of detail they...

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RE: Thinking About Refinancing? Rate & Term Refi Might Save You More Than You Think (Plus a 10-Day Closing Option)

You nailed it—asking twice is just basic survival in real estate. I remember the first time I refinanced, I saw a “document prep fee” for $400 and tho...

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RE: Mortgage Refinance Dallas Texas | Save More with Local Experts

Man, I swear there’s a whole “In-N-Out” style off-menu for closing costs. Last time I refinanced, I spotted a “document prep fee” and joked about brin...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

Preach. I once tried the “cut every corner” approach and ended up with a fridge full of expired yogurt and a social life that could fit in a shoebox. ...

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RE: Is a Balloon Mortgage Right for Short-Term Homeownership or Investment?

Balloon mortgages are kind of like those “all you can eat” buffets—seems like a great deal at first, but you’re left staring at your plate wondering h...

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RE: Banks tightening up on home equity lines—anyone else notice?

You nailed it with the “shiny new toilet seat” line—been there, done that, and my appraiser didn’t even notice the soft-close feature. I swear, someti...

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RE: Locked in My Mortgage Rate at the Perfect Time

Couldn’t agree more about the peace of mind. I remember back in 2021, I had a client who kept waiting for “the perfect rate”—like it was some rare Pok...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

Vacancies are sneaky for sure. Had a property sit empty for almost three months once—felt like forever, and my wallet definitely agreed, haha. Curious...

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RE: Found a dream home thanks to rural loan perks

Haha, septic systems...the glamorous side of rural living. Had a similar headache a couple years back—inspection said "functional with limitations," w...

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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

Haha, yeah those manufacturer claims always crack me up... reminds me of when I upgraded windows in one of my older properties. The first winter, tena...

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RE: Thinking about tapping into home equity for a remodel—smart move or risky?

We went through something similar a few years back when we decided to redo our master bath. At first, the idea of locking in a fixed rate seemed like ...

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RE: Ever thought about using escrow accounts? Here's a scenario...

Haha, been there myself. One time my escrow got so messed up, I swear they thought I was insuring Buckingham Palace. Now I always give it a quick glan...

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RE: Navigating property taxes without losing your mind

Had a buddy who went the pro route once—ended up paying more in fees than he saved on taxes. Sometimes it's like hiring a chef to microwave your dinne...

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RE: Career Crossroads: Stick With Stable Gig or Jump Into Risky Dream Job?

Haha, totally feel you on this. Reminds me of when I jumped headfirst into property development—thought I was ready, but the bank had other ideas. Tur...

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