Mortgages discussions and local services.
business_jack6779
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RE: Thinking about refinancing my mortgage - worth it or waste of time?
Went through something similar last year - debated refinancing for months. Sure, the numbers looked decent, but honestly, the biggest win was just sleeping better at night knowing I had more breathing room each month. Di...
RE: Borrowed from a friend instead of the bank and it worked out great
Did you guys set up anything specific for late payments or unexpected delays? I've seen friendships get messy when something comes up and there's no clear plan for handling it... Curious how you handled that.
RE: Feeling Stuck Paying Only Interest and Getting Nowhere
I get the appeal of seeing that principal shrink, but have you considered the opportunity cost? When I started investing, I went interest-only on a couple properties to free up cash flow. It felt weird at first - like tr...
RE: Thinking about refinancing my mortgage - worth it or waste of time?
Did you have to provide comps or anything to back that up? Had a similar issue last year - appraiser totally missed our detached garage/workshop. When I pointed it out, he asked for comparable properties with similar set...
RE: Buying a house after bankruptcy - bigger down payment or wait it out?
Have you checked how much difference the bigger down payment actually makes to your monthly payments? Sometimes it's less dramatic than you'd think. When I bought after my own financial hiccups, I stressed way too much a...