Yeah, same here. But have you considered the timing factor? Pulling equity makes sense if you're confident about your investment horizon—otherwise, yo...

Went through something similar last year—debated refinancing for months. Sure, the numbers looked decent, but honestly, the biggest win was just sleep...

Did you guys set up anything specific for late payments or unexpected delays? I've seen friendships get messy when something comes up and there's no c...

I get the appeal of seeing that principal shrink, but have you considered the opportunity cost? When I started investing, I went interest-only on a co...

Did you have to provide comps or anything to back that up? Had a similar issue last year—appraiser totally missed our detached garage/workshop. When I...

Have you checked how much difference the bigger down payment actually makes to your monthly payments? Sometimes it's less dramatic than you'd think. W...