builder60
builder60
@builder60
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Topics: 0 / Replies: 8
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RE: How tough is it to get a mortgage for a rental if your credit isn’t perfect?

Honestly, I get where you’re coming from, but I’ve actually had a different experience. My credit wasn’t great after a layoff a few years back, but I ...

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RE: Does an old bankruptcy matter more than a recent one?

That lines up with what I’ve seen, too. Years ago, I had a bankruptcy on my record, but once I kept things clean for a while, lenders barely blinked a...

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RE: Mortgage rates bouncing around lately—what gives?

I totally get where you’re coming from—trying to chase the “perfect” rate nearly drove me nuts during my last home search. I kept thinking, “What if i...

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RE: Best Mortgage Lenders for First-Time Buyers in 2025 – What to Know

That part hit home for me. When I bought my first place, I nearly signed with a lender who kept tossing jargon at me—felt like I needed a translator j...

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RE: First-time buyer blues: grants vs. loan programs

I remember when we went through the grant process—it felt like a never-ending scavenger hunt. Every time we thought we had everything together, they'd...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

I noticed something similar when my sister went through this. She waited about two years after bankruptcy, and while rates barely budged, suddenly she...

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RE: My experience getting monthly income from home equity

Yeah, that's a solid heads-up. A friend of mine got caught off guard during the housing slump a few years back—his lender slashed his HELOC limit over...

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RE: Tapping into your home's value to finally fix that ugly bathroom tile

We went through something similar a couple years back—our bathroom had these avocado-green tiles straight outta the 70s. I swear, every morning felt l...

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