Totally agree with being cautious here—seen plenty of remodels turn into money pits. A few extra thoughts from my own adventures (and misadventures): ...

Been there, done that—windows do make a noticeable difference. From my experience flipping houses, energy-efficient windows can definitely bump your r...

Haha, totally feel you on that one—adjustable rates can be like dating someone unpredictable: exciting at first, but exhausting after a while. ὠ...

Couldn't agree more. A few years back, I stumbled onto this almost by accident—just switched to bi-weekly payments because it matched my paycheck cycl...

Same here—opened a pretty hefty HELOC last year for a kitchen remodel (goodbye, avocado-green countertops...). Dropped about 20-30 points initially, t...