Yeah, those calculators are handy, but honestly, I always take them with a grain of salt. When we refinanced our VA loan last year, the numbers looked...

Refinanced mine about two years ago and honestly, the credit score dip wasn't even noticeable. But I'm still skeptical about refinancing too often—fee...

Good point about the expiration dates—my pre-approval was good for 90 days, but honestly, lenders can be pretty vague about what happens if you go pas...

I refinanced about six months ago, and honestly, I wouldn't say the paperwork situation has improved much. Sure, HARP had its own headaches, but these...

I get that caution can hold you back sometimes, but honestly, financial stability isn't something to sneeze at. I refinanced my place a couple years a...

Yeah, comps definitely help your case, but honestly, sometimes appraisers just overlook stuff. Had a similar thing happen—missed our finished basement...

Those calculators can definitely paint a rosier picture than reality sometimes. When I refinanced, the initial appraisal quote was a bit of a gut punc...