Totally agree that credit utilization is just one piece of the puzzle. Another thing I've noticed is lenders really zero in on your recent financial a...

You're definitely thinking ahead—smart move. I've seen deals nearly collapse because someone didn't have vacancy or market data ready. Sure, lenders c...

Couldn't agree more with this point. A few years back, I jumped into a hybrid loan on a rental property—rates looked great at first, but of course, th...

Interest-Only Mortgages: A Risky Bet or Strategic Move? I've seen interest-only mortgages work out well for seasoned investors who know exactly what ...