Totally get that pinch feeling, haha. I started with an ARM too, but refinanced into a fixed-rate once rates dipped again. If you're feeling uneasy, m...

I totally get the hesitation—been there myself. When I refinanced, I made a quick spreadsheet (nothing fancy, just basic math) comparing monthly payme...

I've definitely noticed the same thing—loan officers can really make or break the refinancing experience. When we refinanced our home last year, we in...

Haha, isn't that always how it goes? I went through refinancing a couple years back and remember agonizing over locking in. Ended up doing it just to ...