PRINCIPAL REDUCTION ISN’T ALWAYS IMPOSSIBLE I get where you’re coming from—banks are stubborn about principal cuts. But I’ve actually seen it happen,...
I get where you’re coming from, but honestly, I’ve seen lenders waive penalties more often than people think—especially if you’re refinancing with the...
Honestly, it can feel like they’re just looking for reasons to say no, right? The paperwork is wild—last time I applied, they wanted a letter from my ...
Haha, totally get that vibe. I swear, the last time I tried a credit union, they wanted everything but my blood type. I do think big banks are a littl...
I totally get what you mean about needing to look past the surface stuff. When I was house hunting last year, I almost wrote off this one place just b...
Yeah, I’ve heard of folks trying to use every technicality in the book—sometimes it works, sometimes it just drags things out a bit. The “produce the ...
Man, the “intentionally left blank” page thing gets me every time. I swear, underwriters must have a secret contest for who can find the most random m...
Yeah, that happened to me too. It’s wild how something tiny can mess up the whole process. As for sellers tracking down old receipts, I’ve had mixed l...
Yeah, that sounds stressful. I get the appeal of a balloon when you think you’ll be in and out quick, but man, markets don’t always play along. I’m al...
You really summed up the whole reverse mortgage thing in a way that actually makes sense. I’ve had a few relatives get pitched on these, and the sales...
Yeah, totally agree with this. I've seen friends stress over appraisals only to realize later that the market was already telling them what they neede...
Yeah, that's been my experience too. Seems like lenders have their own quirks and comfort levels. Makes you wonder how much is down to the individual ...
Totally relate to the plumbing DIY nightmare—been there, done that, still traumatized. 😂 Interesting about the landscaping though...I always a...
Totally agree about the shift in conversation once lenders realize you're informed. It's like walking into a car dealership already knowing the invoic...
Funny you mention Zillow—I actually had a minor panic last year when I saw my home's estimated value drop suddenly. I started digging through old appr...