I see your point about grants being essentially "free money," but I'd caution against thinking they're completely without strings. Often, grants come ...

That's an interesting perspective, and it reminds me of when I refinanced my VA loan a couple years back. Initially, I was tempted to roll everything ...

I appreciate your perspective, especially about celebrating small wins—it's easy to overlook those. But I'm curious, does checking balances less often...

Interesting idea—though I wonder how fair it'd really be. Last summer, my neighbor's sprinkler malfunctioned and flooded part of my yard overnight. He...

I ran into something similar when looking into refinancing a couple years ago. The lower rates and monthly payments seemed attractive initially, but a...