Totally agree with this point—I've seen it happen firsthand. When I first started tackling my credit card debt, I initially went for avalanche because...

Couldn't agree more—it's always something minor that catches you off guard. When we bought our place, it was a loose railing... seemed trivial, but in...

That's a smart move—I've heard mixed results about deer-resistant plants though. Did you find certain shrubs worked better than others, or was it more...

Totally agree with your points about patience and breaking tasks down. I've also found that keeping detailed records digitally saves a ton of headache...

Negotiating fees definitely isn't beginner's luck—it's just smart practice. When I refinanced my VA loan a couple years ago, I had a similar experienc...

That's a tricky one... sometimes fear can disguise itself as intuition because it's trying to protect us from risk. Maybe the key is asking yourself: ...

Yeah, that's pretty much spot-on. We tapped into our equity a couple years back to consolidate some high-interest debt, and honestly, it was one of th...