Good points, especially about HOA minutes—I've seen some wild stuff hidden in there. I'd also add: - Utility costs can sneak up on you big time, espe...

Good points overall, but a couple things I'd add from experience: - Refinancing to a lower rate is great, but watch out for those sneaky closing cost...

Had a similar experience recently—honestly felt like I was stuck in a never-ending loop of hold music and paperwork hell. A few things I noticed: - L...