Couldn’t agree more about the emergency fund. I’ve watched folks pour every last dime into a down payment, only to get blindsided by a busted water he...

Totally agree about loyalty not always paying off. Had a similar situation with a property I was developing—my usual insurer suddenly got picky about ...

Yeah, freelance income can definitely throw a wrench into things. Reminds me of when I was refinancing a property a couple years back. Had a tenant wh...