ben_allen
@ben_allen
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Topics: 1 / Replies: 8
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RE: Career Crossroads: Stick With Stable Gig or Jump Into Risky Dream Job?

Yeah, you've nailed it right there. Honestly, I've found that if you're waiting for everything to line up perfectly, you'll probably never pull the tr...

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RE: Is buying new worth the hit, or better to grab used and save?

Yeah, it's rarely black-and-white. I've had brand-new appliances crap out after a year, while some second-hand fixtures lasted forever. Honestly, it's...

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RE: DITCHING THAT PESKY MORTGAGE INSURANCE - WORTH THE HASSLE?

Yep, totally agree—I've challenged appraisals a couple times myself. It doesn't always pay off big, but once got just enough increase to drop PMI 8 mo...

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RE: Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

Yeah, I've seen that happen too many times. ARMs aren't necessarily bad, but they're definitely not for everyone. If you're savvy and prepared for the...

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RE: Thinking about refinancing—shorter term or lower monthly payments?

I totally get where you're coming from—I've done both shorter terms and lower payments on different properties, and honestly, it just depends on your ...

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RE: How Much Value Does Your Stuff Really Lose Over Time?

Totally agree with this. I've learned the hard way that flashy upgrades don't always translate into higher resale value. A few years back, I went a bi...

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RE: Found a dream home thanks to rural loan perks

Starlink's a solid option, no doubt, but I've seen mixed experiences with it. Had a buddy who jumped on board early, and while he loved it initially, ...

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RE: Mortgage rules just got tighter—didn't see that coming

Yeah, that's exactly what crossed my mind too. Blanket rules always seem to overshoot the mark a bit, don't they? I've been navigating mortgages for a...

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