bella_fisher
@bella_fisher
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Topics: 0 / Replies: 8
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RE: Wondering if I can still qualify for a HARP refi these days

Yeah, makes me wonder if they're relying more on neighborhood comps than actual home improvements lately...has anyone else noticed appraisals being le...

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RE: When Can I Finally Ditch Mortgage Insurance?

Yeah, totally get that feeling. Did similar stuff before my appraisal too—cleaned gutters, trimmed bushes, even power-washed the driveway. But then I ...

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RE: Wondering if I can still qualify for a HARP refi these days

Pretty sure HARP officially wrapped up a few years back (2018-ish?), but there are still some similar options floating around. I refinanced last year ...

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RE: How Much Value Does Your Stuff Really Lose Over Time?

- Furniture does hold up better, but even then, styles change and suddenly your "timeless" piece isn't so timeless anymore. - Had a similar surprise w...

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RE: Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

- Totally get the appeal of fixed rates, but curious—did you crunch numbers on how much extra you're paying for that peace of mind? - I'm refinancing ...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

- I've actually done both, tapped equity early for renos and also stuck with traditional estate planning later. - My two cents: smaller upgrades (like...

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RE: Locked in My Mortgage Rate at the Perfect Time

- Locked mine in about 18 months ago, and honestly, I still question whether I jumped too soon. - Rates were creeping up, sure, but part of me wonders...

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RE: Thinking about buying rural—any tips on USDA home loans?

Went through the USDA process myself a couple years back when refinancing our place. Here's what stood out: - No down payment was great, but watch ou...

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