beckywriter7531
@beckywriter7531
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RE: Getting Results When Your Loan Servicer Drops the Ball

Faxing is wild, right? I had to do that last year—felt like I was time traveling. I’ve had docs “lost” too, and it’s always on me to chase them down. ...

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RE: Escrow accounts—better through banks or independent services?

Had to laugh at “snail on vacation”—that’s banks in a nutshell. I’ll take slow and steady over mystery fees or “oops, we lost your deposit” any day. I...

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RE: Home equity loans and taxes—did you know this?

Title: Home equity loans and taxes—did you know this? Yeah, the IRS really doesn’t make it easy. I’ve been through the same song and dance—trying to ...

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RE: Can You Buy a Home with a 580 Credit Score?

Honestly, I’ve been through the wringer with a sub-600 score before, and you’re right—the extra steps can get ridiculous. I remember one lender asking...

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RE: How H1B Visa Holders Can Qualify for a Mortgage

I get what you’re saying about addresses—never been an issue for me either, just a minor hassle. But I’ve heard some lenders get picky about visa rene...

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RE: Can H1-B Visa Holders Still Get a Mortgage After Trump’s Crackdown?

Had a similar runaround a couple years back. First lender swore up and down they “handled H1-B all the time,” but the second my paperwork hit underwri...

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RE: Is Mortgage Refinancing in Dallas Worth It Right Now?

Couldn’t agree more with this: I’ve seen too many people jump at a slightly lower rate and end up regretting it once all the fees hit. Patience pays ...

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RE: Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

I think you nailed it with “ARMs aren’t evil, but they’re definitely not ‘set it and forget it.’” I went with an ARM once thinking I’d move before the...

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