Funny you mention that—I had a minor panic last year during our refinance. Everything was neatly encrypted and stored in the cloud, and of course, rig...

Yeah, digital docs usually work fine, but I've had similar experiences with appraisers who prefer paper. Had one guy last year who seemed convinced di...

Exactly this. When I refinanced last year, my lender definitely gave my projections a look—but only because they were conservative and tied directly t...

That's spot-on advice. When I refinanced my place—a converted barn with some pretty quirky features—the lender initially balked. But once I showed the...

I hear you on rebates feeling minor at first glance, but when I refinanced and upgraded my HVAC, those little savings added up over time. Honestly, th...

I feel your pain on the zoning surprise. We bought a small plot years ago, thinking we'd build our retirement home there eventually. Then, out of nowh...

Five weeks sounds about right, honestly. I refinanced through HARP a couple years ago, and it took me around 6 weeks from start to finish. Like you sa...