I get the logic behind prioritizing peace of mind over aggressively paying down a mortgage. A few years ago, I had clients who were laser-focused on p...

Fair points, but I'd argue there's also a risk in over-prioritizing mortgage payoff. Locking too much cash into home equity can limit your liquidity w...

Haha, you're not wrong there. Appraisers tend to stick to their checklists and comps, so upgrades like windows often slip under their radar. Buyers, t...

I get what you're saying, but honestly, the whole "it picks up steam" thing is a bit misleading. Mortgages don't really speed up on their own—it's jus...

Fair points, but let's break this down a bit. Emergency savings are great for unexpected repairs like your furnace issue, totally agree there. But esc...