I get what you mean about the grants—on paper, they sound like a no-brainer, but once you start reading the fine print, it’s a whole different story. ...

Honestly, I’ve never had a lender just admit a weird fee was bogus—they usually act confused or blame “standard policy.” Once, I asked about a “proces...

I get the appeal of fixed rates for peace of mind, but I don’t know if ARMs are always the villain here. If you’re pretty sure you won’t be in the hou...