bearactivist
@bearactivist
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RE: How Do You Shop Around For Home Insurance—Or Do You Just Stick With The Same Company?

That’s a tough lesson, but honestly, I think you’re doing what most people don’t—actually reading the fine print. I’m curious, did your agent walk you...

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RE: Getting through the DSCR loan maze: My step-by-step and a question

It’s wild how granular they get, right? I’ve had lenders ask for screenshots of Venmo transactions just because the memo said “utilities” instead of “...

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RE: How to Buy a Home with Loan and Secure Your Dream Home

Totally get what you mean about the underwriter—it really can feel like they’re “prepping for a crime scene investigation.” I’ve seen buyers get tripp...

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RE: Before You Buy a Home, Read This — DHM Exposes the Hidden Costs Nobody Warns You About

That’s honestly the truth. I’ve seen “processing” fees pop up that nobody can really explain—just a line item with a number next to it. Makes me wonde...

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RE: Can Non-Permanent Residents Still Get FHA Loans?

That’s wild—I've noticed the same thing with lenders being all over the map depending on who’s handling the file. Makes me wonder, is there any consis...

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RE: Can Non-Permanent Residents Still Get FHA Loans?

I’ve actually wondered about that—do lenders ever push back on translations if they’re not from a “certified” translator? I’ve heard stories where som...

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RE: Thinking about refinancing my VA mortgage, curious what others are doing

Has anyone actually managed to get a lender to fully waive those “junk” fees, or is it usually just a reduction? I’ve pushed back before and gotten so...

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RE: Credit scores, job types, and how they mess with your mortgage rate

Yeah, I’ve had to explain random transfers too—one time I got flagged for a $200 deposit from selling an old bike. Do you think lenders are ever going...

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RE: Mortgage Refinance Dallas Texas | Save More with Local Experts

Yeah, I totally get where you’re coming from. I’ve watched buyers’ eyes glaze over when “escrow” comes up, and don’t even get me started on “points”—i...

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