bear_scott
@bear_scott
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RE: Choosing Between National and Local Debt Service Coverage Ratio Options

Honestly, I’ve seen both sides of this play out. National lenders can push deals through faster, but you’re right—they can feel pretty faceless unless...

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RE: When your mortgage statement looks like a cryptic crossword

When your mortgage statement looks like a cryptic crossword Honestly, I’ve been in the business for years and those statements still make my eyes cro...

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RE: Crystal ball or data crunching: which mortgage rate predictor do you trust more?

Crystal Ball Or Data Crunching: Which Mortgage Rate Predictor Do You Trust More? Couldn’t agree more about overthinking yourself out of a good deal. ...

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RE: Explore Your Mortgage Refinance Options in Dallas

Honestly, I’ve seen folks get tripped up by trying to “sanitize” their accounts too much. Underwriters are sharp—they’ll notice if your usual Venmo or...

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RE: When Does It Actually Make Sense to Refinance Your Mortgage?

I’ve seen folks get hung up on the “break-even” point, but honestly, if you’re saving a chunk each month and the upfront costs aren’t eating you alive...

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RE: My experience getting monthly income from home equity

I get where you're coming from about the peace of mind, but honestly, I’ve seen plenty of owners miss out by being too cautious. Sometimes holding bac...

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