Definitely agree with the spreadsheet idea—did something similar myself. One thing I noticed was how some lenders tried to push me into adjustable-rat...
Totally agree with you on this. Lenders really do have their own quirky set of rules—they're less interested in how much you've bounced back and more ...
Haha, ain't that the truth. Took me forever to navigate the grant maze—felt like chasing unicorns sometimes. Loans might be predictable headaches, but...
Yeah, French drains can be great, but they're definitely not a one-size-fits-all solution. When we moved into our place, the previous owners had done ...
Definitely agree with you on the down payment front. When we bought our first place, my credit was still recovering from some past mistakes. We initia...
Yeah, escrow can be a lifesaver, but it's definitely not foolproof. Had a similar issue myself a couple years back—my lender underestimated my homeown...