You're right, there's definitely value in those cautionary voices. I've seen plenty of clients who've jumped into something exciting without fully con...

I get your point about slow and steady, but refinancing isn't always a bad move. Sure, your friend probably went overboard—three times in five years i...

I get the caution, but honestly, lenders sometimes go overboard. Had a client whose lender insisted on a new survey despite zero zoning changes or con...

Refinancing doesn't always mean you're stuck with PMI again, but yeah, it can definitely happen if your equity dips below 20% at the time. But honestl...

True enough, but there's a fine line between being cautious and missing out on opportunities. I've seen folks wait too long for the "perfect" moment a...

Yeah, I've seen similar situations plenty of times. People often assume that high-end remodels automatically boost home value, but that's not always t...