Totally agree—IRS definitely has bigger headaches than chasing down a few bucks from insulation rebates. When we did our reno, the accountant basicall...

Totally get the appeal of owning outright, but let's be real—sometimes tapping equity can open doors you didn't even know were there. A buddy of mine ...

I get the peace of mind angle, but honestly, refinancing isn't always the stress-fest people make it out to be. Did it myself a couple years back—yeah...