Couldn't agree more about the buffer—honestly, your raccoon story made me laugh because we had something similar happen. During our inspection, everyt...

I totally feel you on the debt anxiety... when I bought my first place, the idea of pulling equity felt like gambling with house money (literally, hah...

Totally get where you're coming from. As someone who's just dipping my toes into homeownership, the idea of hidden liens or surprise legal issues frea...

Totally agree, getting pre-approved is a lifesaver. When I started house hunting, I thought it was just paperwork hassle...until I saw a couple lose t...

Yeah, tapping equity can get dicey fast. When I bought my place, I almost went down that road for a kitchen update...glad I paused. Ended up saving sl...

Totally get where you're coming from—I'm currently saving up for my first place and debating this exact thing. The idea of paying extra upfront stings...