County assessments can be pretty hit-or-miss, honestly. They're usually done in batches and not always up-to-date with market shifts. Did your indepen...

Yeah, that's a smart concern. When I refinanced, I got tempted by lower monthly payments, but realized it stretched my loan out longer—ended up costin...

That's a really good point about having an emergency fund—too many folks overlook that part. Refinancing to a shorter term can feel great on paper, bu...

Interesting point about loan officers making a big difference, but I'm curious—do you really think it's mostly about finding that one unicorn lender? ...

Honestly, I don't think you can ever be 100% prepared for big life changes—whether it's buying a house or switching careers. I've seen plenty of peopl...