I've definitely been there—had to pause my extra payments for about six months when our furnace suddenly died mid-winter. Here's what I did: - Tempor...

Totally agree with you on that point about calculators—those online tools are decent for rough estimates, but there’s always something they miss. A fe...

Seeing similar things around here lately, though it seems to depend heavily on the bank involved. Few points I've noticed: - Bigger banks do seem slo...