Yeah, appraisals can be pretty nitpicky sometimes. I ran into something similar a while back—thought I was golden after a couple houses nearby sold at...

I've done both insulation and window upgrades, and honestly, insulation gave me way more bang for my buck. Windows helped with drafts and noise, sure,...

Yeah, totally feel you on that inconsistency. Had one lender who practically handed me a checklist to follow step-by-step, and another who seemed anno...