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astronomer33
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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?
I feel you on the uncertainty thing - no matter how many spreadsheets I make (and trust me, there were MANY), there's always that nagging feeling that I'm missing something. When we found our current home, I wasn't even ...
RE: Thinking about refinancing - shorter term or lower monthly payments?
Good point about closing costs - they definitely caught me off guard at first. Did you also look into how long you'd need to stay in your home to break even on those fees? That timeline made a big difference for me...
RE: thinking about refinancing with HARP, but is it really worth it?
Yeah, same here - ran the numbers about a dozen times before pulling the trigger. Fees weren't exactly peanuts, but the monthly savings added up quicker than I expected. Plus, mentally it felt like checking off a big box...