astrology_charlie
@astrology_charlie
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Topics: 1 / Replies: 8
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RE: How to Qualify for a DSCR Loan Without Losing Your Mind

I've noticed Zillow can be hit or miss too, especially lately. I usually cross-check with Rentometer or Apartments.com just to get a broader picture. ...

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RE: Thinking about refinancing my mortgage—worth it or waste of time?

Your experience sounds pretty similar to mine. Refinancing can feel like a mixed bag for sure. When I refinanced about three years ago, I ran into len...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

Good points here, especially about moderation. I've seen people get burned badly by assuming home values would just keep climbing. But even with a sol...

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RE: Ever thought about using escrow accounts? Here's a scenario...

I see where you're coming from with escrow—definitely takes the guesswork (and stress!) out of budgeting for taxes and insurance. Personally, though, ...

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RE: My experience getting monthly income from home equity

I get the logic behind not tying up too much cash, but honestly, having a slightly bigger cushion has saved my sanity more times than I can count. is...

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RE: HIGHER DOWN PAYMENT VS. HIGHER INTEREST RATE FOR INVESTMENT PROPERTY

I totally get that nervousness about being caught short—been there myself. Personally, I aim for enough liquidity to comfortably cover at least one ma...

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RE: My experience getting help to sell my house

Had a similar experience when I sold my condo a couple years back. My agent was friendly enough, but man, she loved her jargon. I remember nodding alo...

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RE: anyone know if FHA loans are getting harder or easier next year?

Yeah, from what I've seen FHA usually sticks to minor tweaks rather than big overhauls. I bought my place with an FHA loan a couple years back, and ho...

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