astrology578
@astrology578
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Topics: 1 / Replies: 15
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RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?

Totally agree with this. I learned pretty quick that the VA appraisal is basically just making sure the place meets some minimum standards—like, is it...

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RE: Did you know housing counselors can help with credit issues too?

Honestly, yeah, I get nervous about that too. I know people say you have to move fast, but sometimes those “creative” options just feel sketchy. I alm...

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RE: Does an old bankruptcy matter more than a recent one?

Honestly, I’ve noticed the same thing. When we started looking, I figured as long as the bankruptcy was off my credit report and I’d kept everything c...

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RE: Home Buying 101: Stuff I Wish I'd Known Beforehand

That’s so true about the “everything looks fine” trap. I fell for it with my first place—inspector missed a slow leak under the bathroom sink that onl...

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RE: How I Figured Out How Much Faster I Could Pay Off My Mortgage

I totally get where you’re coming from. I’m in the same boat—just bought my first place, and the idea of being mortgage-free sounds amazing, but I can...

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RE: Buying Land Without Building Right Away—Did You Know This?

Haha, easements really do sneak up on you. When I bought my first place, I thought I'd done all my homework—then boom, found out about a drainage ease...

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RE: Hidden fees and surprises when buying a home

Yeah, totally feel you on that. When I bought my place, I asked them to break down every single fee—felt a bit annoying at first, but it saved me a co...

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RE: Thinking about tapping into home equity for a remodel—smart move or risky?

This right here is exactly why we're considering new windows too. Our place isn't ancient, but the builder-grade windows are pretty terrible—cold air ...

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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

I get where you're coming from. When I was buying my first place, it was an older home with some quirks—not exactly a historical landmark, but definit...

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RE: Thinking about refinancing my mortgage—worth it or waste of time?

Totally get where you're coming from on this. As someone who just bought my first place, I spent way too many nights staring at spreadsheets and calcu...

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RE: Trying to figure out how much of my house I actually own

We had something similar pop up when we bought our place. Turned out there was an old access easement for a neighbor's driveway that hadn't been used ...

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RE: Thinking about refinancing—shorter term or lower monthly payments?

Totally agree with this. When we bought our first place, I was all about paying down the mortgage fast...until our water heater decided to flood the b...

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RE: How to Qualify for a DSCR Loan Without Losing Your Mind

Yeah, totally agree with you there. When I was applying for my first DSCR loan, I figured having a solid property would be enough, but the lender real...

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RE: How to Qualify for a DSCR Loan Without Losing Your Mind

I get what you're saying about cash reserves, but honestly, having a decent buffer really saved my sanity when I bought my first place. It wasn't exac...

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