Honestly, that’s a legit concern. Most lenders do bump up rates or add “risk” fees if your credit’s not great—sometimes it’s buried in the fine print....

Yeah, shorter terms can be great, but have you considered how tight that might make your monthly budget? I mean, saving on interest is awesome, no dou...

Yeah, exactly this. ARMs aren't inherently bad, but they're definitely not a one-size-fits-all solution. I mean, sure, if you're planning to sell or r...

True, peace of mind is huge, but did you look into local housing authority grants? Some of those are pretty straightforward—no surprise inspections or...

You're right about visuals helping, but do you think assessors might sometimes see simplified narratives or visuals as oversimplifications? I've had a...

Yeah, Zillow can be pretty hit-or-miss. I've seen estimates off by tens of thousands, sometimes even more. They're decent if you're just casually curi...