Yeah, flexibility is definitely key. When we refinanced, we thought we'd nailed it—locked in a great rate, felt pretty smug about it too... then life ...

Haha, totally relate to this. When we refinanced our place, we borrowed some cash from a close friend to cover the appraisal and fees upfront. Even th...

Totally agree with this. This has been my experience too. When I refinanced my second property, my local credit union was way more understanding a...