ashleypilot
ashleypilot
@ashleypilot
Active Member
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Topics: 1 / Replies: 7
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RE: Home Buying 101: Stuff I Wish I'd Known Beforehand

Yeah, those slide-reading sessions are rough... but to be fair, even some "practical" classes can be hit-or-miss. Had a client once who took a credit ...

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RE: When Can I Finally Ditch Mortgage Insurance?

Did you have to pay for that appraisal yourself? Because banks usually won't budge unless the numbers are clearly in their favor. I've seen plenty of ...

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RE: Tapped into my home's value and finally debt-free—anyone else done this?

Haha, gotta say, your minimalist cousin sounds like my kinda people... but even I draw the line at mattresses. Sleep is sacred territory—no judgment t...

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RE: Figuring out how much of my house I actually own

Plat maps are decent for a quick glance, but surveys exist for a reason. I've seen clients blindsided by easements after the fact; one guy discovered ...

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RE: Is buying new worth the hit, or better to grab used and save?

I get the appeal of saving cash upfront, but honestly, I've been burned enough times by used appliances to be skeptical. Bought a second-hand fridge o...

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RE: Credit score struggles—how'd you tackle yours before house hunting?

Good points here, especially about utilization—though I'd argue even 30% might be pushing it. I've seen clients get stuck at that mark. Personally, ke...

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RE: Mortgage rates jumping around—what's behind it?

Good point there—seen it happen plenty of times. People assume refinancing is a guaranteed escape hatch, but reality can bite back pretty hard if home...