I get where you’re coming from, but I’ve actually had the opposite experience a couple times. I’ve got a few properties, and on two occasions, stickin...

That’s honestly the best analogy I’ve heard in a while. I’ve had underwriters grill me about transfers between my own accounts—like, do they want a pl...

Yeah, the break-even point is where most people get tripped up. I’ve seen folks refinance just for a lower monthly payment, but when you factor in the...

Yeah, I hear you. A couple years back I held off refinancing for months trying to squeeze out a better credit score... ended up costing myself more wh...

I was in a similar spot a couple years back—had around 725ish and wondered if pushing it higher would really matter. Ended up nudging it to about 750 ...