I've seen a few people manage it pretty well, actually. One friend kept her day job and ran a small Etsy shop on weekends—she said it helped keep her ...

Haha, you're not wrong there. Reminds me of a client who refinanced intending to invest in a rental property... next thing he knew, he was sending me ...

That's a good point about catching errors early, but honestly, I've found credit bureaus aren't always that quick—even with regular nudges. Had a clie...