IS IT WORTH USING A MIDDLEMAN FOR HOME LOANS? You’re right to be skeptical about the “best rate” pitch. Here’s how I usually break it down for folks:...

I hear you on the emergency fund—liquidity really does matter, especially with how unpredictable homeownership can get. One thing I’d add: it’s worth ...

Title: Why Is Getting a Mortgage So Hard When You're Self-Employed? You’re not wrong—this is one of the most common frustrations I hear from self-e...

True, refinancing can save money, but I'd actually caution against jumping in too quickly. With tighter mortgage rules, lenders are getting pickier ab...

Had a similar experience recently—client insisted on overnight courier for signed docs. Felt like a time warp, honestly. Anyway, regarding VA refinanc...

Totally get what you mean about the visual reminders. I tried sticking a debt tracker on my fridge once, thinking it'd motivate me every time I grabbe...