Couldn’t agree more. I’ve been down the “just a few more points” rabbit hole and honestly, the stress wasn’t worth it. Rates can shift while you’re wa...

Fixed rates just make life easier, honestly. I’ve done both, and the “predictability tax” is worth it for my peace of mind. Here’s how I see it: - C...

- Totally get the “game show” vibe—felt like I was auditioning for a reality show when we bought last year. - Letters, cookies, even pet photos... we ...

I get the appeal of a hybrid ARM, but honestly, I’ve always stuck with fixed rates. Here’s why: - Predictability matters. I like knowing exactly what...