art391
@art391
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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

Yeah, I totally get the appeal of ARMs in theory, especially when you know you're not sticking around long. But here's the thing—life loves to toss cu...

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RE: Buying Land Without Building Right Away—Did You Know This?

Yikes, old logging roads can be sneaky little surprises. We had a similar scare when buying our place—a buried cable line showed up outta nowhere duri...

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RE: Thinking about refinancing my VA mortgage, curious what others are doing

I feel this so much. Had grand plans to pay extra on my mortgage too, but then my water heater decided to flood the basement—goodbye, emergency fund. ...

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RE: Thinking about refinancing my mortgage—worth it or waste of time?

Exactly this. I refinanced a few years back, and honestly, the biggest perk wasn't the money saved—it was finally being able to sleep at night without...

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RE: Home Equity Loan vs Refinancing to Pay Off Debt: Which Makes More Sense?

Refinancing definitely has its perks, but honestly, don't underestimate the sneaky bite of those closing costs. When I refinanced a couple years back,...

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RE: The Day My Credit Score Came to Life

Haha, moderation's definitely the sweet spot. Learned that the hard way when I cheaped out on a lawnmower—ended up buying three in five years. Sometim...

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