Title: Imagining A Landlord Juggling DSCR Loans And Rent Chaos Lenders definitely watch the rental income more than your personal credit with DSCR lo...

Totally get this. Here’s how I looked at it: - 15-year refi forced me to prioritize the mortgage, no excuses. - Lower interest rate saved a ton over ...

Yeah, those calculators are super basic. When I refinanced, I realized they never factor in stuff like property tax increases or random maintenance co...

Never really trusted adjustable rates, to be honest. The idea of my payment jumping around just made me anxious, even if the initial rate looked tempt...

Good points, especially about fencing—had an appraiser once who barely noticed our brand-new perimeter fence. But funny enough, he got super excited a...

Haha, I feel your pain. Had a similar experience when refinancing my place—insurance suddenly wanted detailed photos of my water heater installation, ...

Good points, but sometimes buying sooner can actually work out. If home prices in your area are rising fast, waiting a year might mean paying way more...