Good points, especially about fencing—had an appraiser once who barely noticed our brand-new perimeter fence. But funny enough, he got super excited a...

Haha, I feel your pain. Had a similar experience when refinancing my place—insurance suddenly wanted detailed photos of my water heater installation, ...

Good points, but sometimes buying sooner can actually work out. If home prices in your area are rising fast, waiting a year might mean paying way more...