Mortgages discussions and local services.
archer74
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Topics and replies this member has contributed.
RE: First-time buyer blues: grants vs. loan programs
I actually get why you’d be hesitant, but I’ve seen the other side of it too. A couple years ago, I worked with a young couple who scraped together every last cent for their down payment - closing costs were the dealbrea...
RE: Home equity loans and taxes - did you know this?
Had something similar happen a couple years back when refinancing one of my properties. I'd gotten comfortable relying on digital copies, but the lender suddenly asked for some obscure paperwork from years earlier. Of co...
RE: When Can I Finally Ditch Mortgage Insurance?
Good point about PMI - reminds me of when I refinanced a few years back. Thought I was stuck paying mortgage insurance forever, but after checking my home's value, realized I'd crossed that 80% threshold without even not...
RE: First-time buyer blues: grants vs. loan programs
Haha, love the dating analogy - spot on. I remember when I first started out, grants seemed like the golden ticket. Spent weeks meticulously filling out forms, triple-checking every detail...only to get ghosted. Loans mi...
RE: Need help figuring out monthly mortgage payments including all the extras
Couldn't agree more. I remember when I first started developing properties, I relied heavily on those online calculators - big mistake. One time, I underestimated property taxes by nearly 20% because the calculator was u...