apollop15
apollop15
@apollop15
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Topics: 0 / Replies: 8
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RE: Unlocking your home's value—did you know this?

Good points overall, but honestly, as a budget-conscious buyer, I kinda prefer sellers to focus on the big-ticket stuff first. I'd rather repaint wall...

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RE: Snowball vs avalanche method for tackling card debt

I lean analytical and love crunching numbers (spreadsheets are my jam, lol), so avalanche always seemed like the obvious choice for me at first. But w...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

I get why it seems like a nightmare, but honestly, I think the whole "expiration" thing is a bit overblown. When my pre-approval hit the 90-day mark, ...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

I get the logic behind pre-approval, especially in a hot market. But honestly, when I first started casually house hunting, it felt a little premature...

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RE: Thinking about refinancing my mortgage—worth it or waste of time?

Yeah, refinancing can definitely be a smart move in the right situation. I refinanced a few years back, and while I initially hesitated about extendin...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

Yeah, I get where you're coming from here. Jumping in too soon after bankruptcy can feel like walking a tightrope without a safety net. I've seen frie...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

Yeah, patience is key for sure. I'm crunching numbers right now, and honestly, waiting another year or two to build up savings and improve credit coul...

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RE: Little-known hacks to boost your credit rating

I've actually heard mixed things about requesting credit limit increases. Sure, it can help your utilization ratio, but some lenders do a hard pull wh...

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