Couldn’t agree more with your approach. I remember when I refinanced last year, the lender’s “approved” number was honestly laughable compared to what...
Honestly, I kinda feel like cash deposits get a worse rap than they deserve. I mean, yeah, underwriters can be nitpicky, but in my experience Venmo an...
Yeah, I totally get where you’re coming from. That lower monthly payment almost reeled me in too, especially when I first started looking at refi opti...
Honestly, I get the “sweatpants” thing, but sometimes fixed rates feel a bit too safe? I went variable last year and yeah, it’s a gamble, but I’ve sav...
I totally get where you’re coming from. That line about “putting your house on the line for stuff that’s already long gone (or broken)” really hits. I...
I pushed back on some weird “processing fee” during my refi last year, and the lender just explained it—didn’t even flinch. But I did get radio silenc...
I get what you’re saying, but when I refinanced last year, I actually called a couple of local lenders and one of them did offer to “review” the appra...
Yeah, I went through something similar last year. Kept waiting to bump my score up a bit, but then rates started creeping higher... ended up refinanci...
Honestly, I get why pre-approval matters, but isn't it possible to get too hung up on it? When we refinanced, the bank still threw curveballs at us la...
Yeah, I get that. When we moved into our place, we grabbed a used dishwasher off Marketplace—looked spotless, seller seemed legit. Worked great for ab...
Haha, relatable. I've been debating this myself lately. Bought a used washer last year and it's been decent, but it does have its quirks—like randomly...
Yeah, patience is definitely the hardest part of this whole PMI thing. I didn't realize about the two-year seasoning period until I was already knee-d...
Yeah, I totally get that. When I refinanced my place, I briefly thought about ditching my car to save some extra cash, but honestly, the convenience f...
We refinanced a couple years back and I remember agonizing over this exact thing. Ended up sticking with fixed because the idea of rates jumping later...