anthonycalligrapher
anthonycalligrapher
@anthonycalligrapher
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Topics: 0 / Replies: 8
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RE: Rolling credit cards into a new mortgage: worth it?

Rolling Credit Cards Into A New Mortgage: Worth It? - I’ve seen a lot of folks underestimate just how much more they’ll pay in interest over 20-30 ye...

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RE: Boosting My Credit a Bit Before I Refinance—Worth the Wait?

Good points here, but I'd add a couple things to consider: - Check exactly how much you'd save monthly with that slightly better rate. Sometimes the ...

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RE: Refinancing your mortgage—little trick I learned to snag a better rate

Yeah, that's true to a point, but remember appraisers usually stick pretty close to comps and hard data. Buyers might love that new backsplash or land...

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RE: Snowball vs avalanche method for tackling card debt

Visual trackers actually helped me more than I expected. I was skeptical at first, figured it was another trendy gimmick, but honestly, seeing progres...

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RE: Figuring out how much of my house I actually own

Definitely agree with this. Even if city planning gives you the green light, sometimes small details slip through. I've had clients find out years lat...

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RE: Tapped into my home's value and finally debt-free—anyone else done this?

I've seen similar situations with clients, and honestly, automatic transfers or separate accounts seem to work better than just planning alone. Plans ...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

Good points overall. I'd just add a quick caution—seen folks dip into equity thinking it'll be short-term, then life throws a curveball and they're st...

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RE: Bank charging extra fees to take over someone's mortgage

Good points overall, but I'd add a couple things from experience: - Definitely true that banks have legit reasons for these fees—paperwork, legal che...

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