anime_becky
@anime_becky
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Topics: 0 / Replies: 8
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RE: Waiting forever on my refinance loan approval—is this normal?

Haha, numbering emails is next-level organization—I might have to borrow that idea. I'm currently in the middle of buying my first home, and honestly,...

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RE: When Can I Finally Ditch Mortgage Insurance?

When I bought my place last year, I figured the new deck would bump up the appraisal, but nope... barely moved the needle. Seems like Still curious i...

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RE: When Can I Finally Ditch Mortgage Insurance?

Totally get why you're hesitant about the third-party appraisal—I've been looking into this myself, and it does seem like lenders can be pretty partic...

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RE: Thinking about refinancing—shorter term or lower monthly payments?

I get the appeal of flexibility, but doesn't automating extra payments kinda defeat the purpose if you're aiming for real discipline? As a first-time ...

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RE: Mortgage rules just got tighter—didn't see that coming

Haha, inspectors can be picky for sure. But honestly, as a first-time buyer, I'd rather they flag every tiny crack now than have me tripping over surp...

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RE: Ever thought about using escrow accounts? Here's a scenario...

Definitely agree with double-checking everything yourself—saved me a couple headaches already. One thing I'd add is to keep track of deadlines in your...

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RE: Career Crossroads: Stick With Stable Gig or Jump Into Risky Dream Job?

Totally relate to this. Last year, when house-hunting, I fell in love with this charming little place—perfect neighborhood, cozy feel, everything seem...

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RE: Stuck in underwriting limbo—did you know this?

I get the frustration, but I'm not sure the slowdown is entirely due to more tech or data points. From what I've experienced as a first-time buyer goi...

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