Yeah, patience really is key—though easier said than done. When I first started house hunting, my DTI was borderline scary. I remember nervously sitti...

Lol, those calculators are the worst. I remember when I first started house hunting, I plugged in my numbers and thought I was about to live like a ki...

Haha, guilty as charged! When I bought my first place, I swore I'd never touch the emergency fund. Then the fridge died, and suddenly that "untouchabl...

Totally agree about timing rates—it's like me trying to pick the fastest checkout line at the grocery store, always ends up being the slowest somehow....