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animator85
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RE: Home equity loans and taxes - did you know this?
Haha, grilling the loan officer - I feel seen. I remember doing the same thing and my guy joked that he felt like he was on a game show. But hey, better safe than sorry with this stuff...
RE: My experience getting monthly income from home equity
Yikes, plumbing surprises are the worst... feels like a cruel game of Monopoly - "Oops, landed on HOA repairs, pay $5000." 😅 Seriously though, reserve studies are underrated. Had a client recently whose condo ass...
RE: Wondering if I can still qualify for a HARP refi these days
Haha, true story. I remember when I refinanced my own place a few years back - I almost bailed halfway through because the paperwork felt like a never-ending maze. But after finally sitting down with someone who knew the...
RE: thinking about refinancing with HARP, but is it really worth it?
Totally agree on crunching your own numbers - I've seen some folks refinance and save enough monthly to fund their coffee addiction (guilty as charged...), while others barely break even after fees. HARP can be a lifesav...