Yeah, those grants look great on the surface, but the fine print can be a headache. I went through one a few years back and the paperwork alone nearly...

That’s a fair point—some of those fees really do cover actual work, especially with all the regulations these days. Still, I’ve noticed that a lot of ...

That “courier fee” thing drives me nuts too—had a lender try to tack on $150 for “mailing documents” when everything was digital. I’ve found that if y...

That’s spot on—sometimes I wonder if they want a DNA sample too. But honestly, the scrutiny does make sense from their perspective. The key for me has...

That’s a really fair point about the “more eyes, more misses” phenomenon. I’ve seen it play out, too—everyone assumes someone else is catching the det...

I get what you’re saying about lenders being picky, but I’ve actually had a different experience—at least with larger, more established banks. They di...

I hear you on the value of inspections, but I’ll play devil’s advocate here—sometimes, skipping the inspection isn’t as disastrous as it sounds. I kno...