Honestly, I get the whole “be persistent” thing, but sometimes I wonder if we’re just enabling their sloppy systems by always picking up the slack. I’...
Credit unions really do seem to play by their own rules sometimes, huh? When I refinanced last year, my credit wasn’t perfect—definitely not 800 terri...
Never had the IRS ask for renovation receipts either, but I’m paranoid enough to keep everything just in case. I refinanced last year and the paperwor...
Buying A Home In 2026? You Might Be Missing A Free $25,000 Honestly, I’m right there with you on the skepticism front. I keep hearing about these “up...
I get where you’re coming from, but honestly, I see both sides. Like, yeah, —that’s super annoying and just feels backwards. But when I was refinancin...
Honestly, I get what you’re saying about finding the right loan officer, but I’m not totally convinced it’s always about the person. When I refinanced...
Man, I feel this so much. I refinanced thinking I’d finally get ahead on bills, then my water heater decided to give up the ghost a month later. It’s ...
I get why people like the predictability, but honestly, I went non-conforming when I refinanced last year and it wasn’t as wild as everyone says. Yeah...
Yeah, those closing costs caught me off guard too... felt like every time I turned around, there was another fee popping up. Did you notice how vague ...
Couldn't agree more about transparency being key. I recently refinanced myself, and honestly, I was a bit skeptical at first—thought maybe I needed so...
This is so true about the lender's different departments not always being on the same page. I refinanced about a year and a half ago, and just recentl...
I get what you're saying about balancing practical stuff with emotions. When I refinanced my house, I remember feeling super anxious about the numbers...
I've wondered about that too...but honestly, in my experience lenders don't budge much just because you're proactive about occupancy timelines. It doe...
Good point about sealing leaks first—wish I'd thought of that before diving straight into window quotes. I refinanced recently and considered rolling ...
Haha, blunt instrument is right... Zillow had my place jumping up and down like a yo-yo last year. Anyway, interesting point about kitchens and bathro...