I hear you, but I’ve actually found smaller lenders to be a bit more unpredictable. Had one local bank grill me over a five-year-old bankruptcy, while...
Pre-Approval Letters Aren’t All Created Equal I hear you about the paperwork—it always feels endless, even after years of buying and selling. The thi...
I get where you’re coming from, but I actually had a warranty save my bacon once. The AC died in the middle of July, and the warranty covered both par...
I get where you’re coming from—sometimes you just need to breathe a little easier month to month. But I’ve watched a few friends stretch their loans o...
Had to laugh at this because I once had to explain a $12 PayPal from my brother labeled “pizza.” Underwriting flagged it like it was some kind of secr...
I went through something similar a few years back. Consolidated some credit card debt into a personal loan to lower my monthly payments. It definitely...
Mine was definitely more crumbs than cake. Mentioned refinancing casually, and they shaved off about 0.1%—just enough to make me second-guess the hass...
You make some solid points, but honestly, sometimes waiting too long can backfire. I remember crunching numbers endlessly, holding off for that perfec...
Yeah, that's spot on. I remember when I was looking at comps for a place last year—thought I had it nailed down, but within just three months the mark...
Yeah, that's spot-on. I remember when I first got into real estate, felt like I was just spinning wheels paying interest forever. But eventually, thos...
Ran into something similar myself a few years back—went for the 30-year thinking I'd appreciate the lower monthly payments. But after a couple years, ...
Yeah, that's a solid point. When I refinanced a few years back, my monthly went up noticeably—wasn't a dealbreaker, but definitely something I felt ea...
Yeah, timing's definitely a factor. I remember refinancing a rental property a while back—thought I'd nailed the perfect moment after paying down some...
I dipped my toes into one of those unconventional loans a few years back—looked great on paper at first, but when I ran the numbers myself (twice, act...
Had a similar experience once—client kept joking escrow was like handing cash to a stranger and hoping they'd still be there when you turned around, h...